Senior’s Saint Patricks Luncheon
March 9, 2010
St. Matthias, 1685 Cordilleras Road in Redwood City, is having a luncheon for the Senior’s in the area as well as St. Mathias. Please call: ph: 650-366-9544 for more information. Saturday 3-5 before the 5 o’clock Mass.
Is the Shamrock the National Flower of Ireland ?’ The reason is that St. Patrick used it to explain the Holy Trinity to the pagans. Saint Patrick is believed to have been born in the late fourth century, and is often confused with Palladius, a bishop who was sent by Pope Celestine in 431 to be the first bishop to the Irish believers in Christ.
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Life in Redwood City, Awesome
March 5, 2010
I know this is a little dark, but I did not want to interrupt the GAME. This has reminded me of being in Europe and the population taking time to enjoy someone else’s company and enjoy a game at the same time. Let’’s see who wins. Awesome, isn’t it?…
Nice to have that kind of friend when you are young or old… Redwood City at the Court House. What a better place to be with great weather.
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San Carlos Crab Feed!
February 24, 2010
Crab Feed at San Carlos Adult Community Center
San Carlos Adult Community Center
601 Chestnut St., San Carlos, CA 94070
Sponsored by Friends of the San Carlos Senior Center
If you would like to view the flyer click here: ( Crab Feed Flyer )
I plan on being there and would love to see you. Advance tickets please.
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Some Thoughts from Thomas Jefferson
February 13, 2010
OK, I know I don’t normally do this. But, with the times we are all in, it is good to get us all back to basics. Thomas Jefferson always said he was, “A Virginian by birth and principle”. It just amazes me that what was said in the 1800’s we are experiencing today.
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Belmont’s 14th Annual Breakfast with Santa
November 21, 2009
The City of Belmont Parks & Recreation Department would like to invite you to participate in the 14th annual Breakfast with Santa event to be held on Saturday, December 5th at the Twin Pines Senior and Community Center, 20 Twin Pines Lane in Twin Pines Park. All ages are welcome and pre-registration is required by November 30th, as the event does fill up. The event will begin at 10am; doors open at 9:45am to allow kids more time to eat before the show. Belmont Lions’ will be behind the scenes, cooking our fantastic pancakes with batter provided by Belmont’s IHOP.
Children under 10 will get their picture taken with Santa, and receive a gift from him. Entertainer Leo Luna will captivate the kids with his comedy magic show. Kids and adults alike will enjoy participating in his antics. The HeartBeat dancers will put on a short program as well.
The week before and during the event we’ll also be collecting gently used coats and jackets for men, women and children to be donated to local agencies for people in need. We also request you bring canned food for Second Harvest to distribute locally. This is our 6th year to run the “One Warm Coat” drive and canned food for the Second Harvest food collection.
For more information on these events, check out our website, ‘www.belmont.gov’, Parks and Recreation, ‘Register now’ or call the Belmont Parks & Recreation Department at 650-595-7441.
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Green, Get Rid of Old Drugs
October 21, 2009
When my Father died, way back when… all I did was throw out all his medications down the drain. I cringe whenever I think of that now. When my Step-Father died, I did the same thing.
Today we now know how harmful that is. Can you imagine what our kids will be exposed to. Please check out this link for disposing medications. Let’s stay Green!
SENIORS Take Care Please, this may or not be for you.
July 11, 2009
(ARA) – Reverse mortgages are a hot topic in the market and Congress right now, as both seniors and the government try to manage the financial difficulties resulting from the dismal state of the economy. In fact, the government reports a 13.9 percent increase in reverse mortgage applications this year over last year.
Anyone interested in a reverse mortgage needs to do proper research and find qualified professionals to work with, such as a trusted lender, broker and/or realtor. This becomes increasingly important as the market for these kinds of mortgages grows and more lenders and mortgage professionals enter the market to take advantage of the demand.
A reverse mortgage enables older homeowners (age 62 and older) to convert the equity in their home into ready cash, without having to sell the home or take on a new monthly mortgage payment. Loan proceeds can be taken as a lump sum, a line of credit, a fixed monthly payment, or a hybrid of these. The amount of money one can borrow depends on the homeowner’s age, the appraised value of the home, the current interest rate and the mortgage limits set by the Federal Housing Administration (FHA), among other factors.
Some key components of reverse mortgages:
- The home is the primary residence.
- Homeowners must pay off any existing mortgages with the proceeds from the reverse mortgage.
- The loan comes due when the homeowner sells the house, moves or passes away (or with couples, when the last remaining spouse passes away). Thus, the home will not be left free and clear for heirs. Heirs must repay the loan if they wish to keep the home.
- Unlike a home equity line of credit, there is no monthly payment on a reverse mortgage and, unlike traditional loans, reverse mortgages don’t have minimum-income requirements. A reverse mortgage pays the homeowner, and is available regardless of current income or credit score.
- Reverse mortgages typically have closing costs (fees) higher than those associated with a traditional second mortgage or home equity line of credit. These fees are highly regulated by HUD and there are maximum fee limits that all reverse mortgage lenders and brokers must adhere to.
- Reverse mortgages also require that you maintain the home and pay property taxes.
Reverse mortgages can provide useful options for some, but it’s important to keep in mind that the upfront costs associated with a reverse mortgage may make other options (such as a home equity loan, no-interest home repair loans, grants offered by the county government or a local non-profit, or a tax deferral program for individuals having problems paying property taxes) less expensive.
You can review and compare options for reverse mortgages through a free, no-obligation quote from Bills.com.
3 Things That Can Hurt Your Credit Score, For Those That ASKED!
July 3, 2009
(ARA) – The average American’s credit score is 723. Having a high credit rating can give you better interest rates on credit cards, car loans and even your mortgage. It’s important to know the top factors that affect your score and check your credit report for accuracy.
1. Pay on Time
The most important factor to a potential lender is whether or not you will pay your bills in full and on time.
2. Use a Variety of Credit
A variety of credit, such as mortgage loans and credit cards, can show that you are responsible for paying back both large and small financial promises.
3. Keep Accounts Open
It is a bad idea to open a credit card just to take advantage of a discount or a freebie then close it right away. The longer your credit history, the higher your credit rating tends to be.
To see all of the factors that affect your personal credit score, you should check your credit report by going online to GoFreeCredit.com. GoFreeCredit.com instantly gives you a free detailed, personalized analysis of your credit report with advice on how to improve it. Checking your own credit report at GoFreeCredit.com will not hurt your score.
Your report from GoFreeCredit.com will show you details like accounts with past late payments, the various types of credit you’ve used, current balances and recent requests for credit. You also have the opportunity to fight negative or wrong information on your file. GoFreeCredit.com can refer you to a reputable credit repair service if you need it.
GoFreeCredit.com also provides a free trial of a credit monitoring service so you can receive automatic notifications of changes to your account. It’s a hassle-free way to keep an eye on your accounts if you’re trying to improve your credit.
Visit GoFreeCredit.com to check your credit report and start improving your credit score today.
Hey, just because you asked….
Senior Moments!
June 27, 2009
I think those that are in the “senior vintage” will appreciate this….
This Cartoon Will Become A Classic
DOG DAYS OF SUMMER
May 24, 2009
The VMSC (Veterans Memorial Senior Center) in Redwood City is having a patriotic outdoor celebration on July 2. They will provide games for people and their DOGS. BBA will be served on the grass at the VMSC. However, this is an outdoor event and the dogs are not allowed inside. $8 for Humans/Dogs free! Call to reserve your spot by June 26th, 650.780.7259
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