October 12, 2012
I am totally amazed at this new FREE REPAIR CENTER in Palo Alto. Peter Skinner started this Palo Alto Non-Profit where you can bring the toaster, electronic devices all the way to tea pots. This is their endeavor to going green. Teaching people if you can fix something you no longer need to throw it away.
This Repair Cafe is at the Museum of American Heritgage. This idea started in the Netherlands and is going strong.
Everything here that is fixed is FREE! Did I say FREE!
Sue Dremann from the Palo Alto Weekly Staff writes the following:
August 13, 2012
This is a great article from Kiplinger. Loaded with sites for purchases and to get the best deals. I wanted to share this with you. See the following 6 tips:
Among the most-expensive items on many families’ back-to-school shopping lists are electronics, such as computers, tablets, MP3 players and smart phones. According to a National Retail Federation survey, families are expected to spend about $218, on average, on these items during the back-to-school shopping season this year.
That might cover the cost of smaller items, such as phones, but families will have to shell out more if they want to buy laptop computers or certain tablets.
However, there are ways to keep the cost of electronics under control. Jon Rettinger, president of gadget review site TechnoBuffalo, offers these tips:
Shop online. Shopping online makes it easy to compare prices from several retailers. And there are plenty of sites that do the bargain hunting for you by scouring the Web for the best deals. Our favorite deal site, dealnews.com, has a page devoted to the best computer deals. Other sites that feature deals on computers and other tech items include MacMall.com (Apple products), Offers.com, Shopping.com and Shopzilla.com.
Monitor daily deals. You can find deeply discounted computers and other items on daily deal sites that specialize in tech products, such as RedTag.com and Woot.com. These sites feature just one product a day, but both offer e-mail alerts so that you don’t have to monitor the sites each day.
Set up price alerts. If you want to buy a particular tech product (not just the lowest-price computer, for example), sign up for price alerts so that you can receive an e-mail when the price on that product changes. There are a number of price alert sites that track electronics, such as Gazaro, PriceSpider and PricePinx.
Buy refurbished. You can save a lot by purchasing refurbished tech items, which are used but restored to like-new condition and usually have a one-year warranty. Among the sites where your can find refurbished computers, tablets and other products are Apple.com, BestBuy.com, CompUSA.com, Dell.com, Newegg.com and Walmart.com.
Take advantage of trade-in programs. One way to pay less for a new tech item is to trade in a used item. A number of retailers, including Best Buy, Circuit City and Radio Shack, have trade-in programs that offer cash, a gift card or credit for the value of a used item that can be applied toward the purchase of a new item.
Avoid extras. Just say no to tech support and retailers’ extended warranties, Rettinger says. Your credit card might offer an extended warranty (see How Credit Cards’ Extended Warranty Coverage Stacks Up). Or Rettinger suggests buying extended warranty coverage through SquareTrade.com, which offers warranties 40% to 60% cheaper than retailers’ warranties. Another extra that he says to avoid is Microsoft Office Home & Student edition ($120) because you can use Google Docs for free.
May 7, 2012
When you buy real estate, it’s very exciting. First, you shop (till you drop) until you find your dream home (or maybe your dream home minus some bedrooms and closets). Then, you write possibly the biggest check of your life.
What is it? What happens to it?
It’s Not Actually a “Down Payment”
Because it’s the first money that a buyer puts “down” against the purchase, buyers often refer to it in slang as the “down payment.” That’s not technically correct, mostly because a purchase might involve more money down later. For example, you might buy a $400,000 house and hand over 5 percent of the purchase price (or $20,000), when you sign the contract, and then put another percent down at closing, so that your entire down payment is $40,000, in addition to the fact that you’re handing the seller a mortgage for the last 90 percent
How to Handle That “Earnest Money”
So technically, that check that goes with the contract is known in the trade as “earnest money” (because it’s used to prove that you’re very, very earnest about buying this property) or the “contract deposit.” You don’t, however, want to just hand it over. It should go into a special account, known as an escrow account, which is held by the escrow and title company in California.
Where Does the Money Go?
It varies by state. In California, all the other money in a real estate transaction, even the mortgage, goes through escrow, too (but that’s not the way it is in most states). More typical is that the earnest money stays in escrow until the deal closes — and you own the house or apartment.
If Something Goes Wrong, Do You Get Your Money Back?
Well, that depends on the terms of your contract. Your contract — which you should read carefully and have your agent explain — should outline in what scenarios your earnest money is forfeited, and in what scenarios you would get it back.
Typically, you might get it back if:
- the seller changes his or her mind and decides not to sell
- you have a contract with a financing contingency, and the bank denies you a mortgage loan
- you have a contract with an inspection contingency, and the inspector finds something seriously wrong (like a terrible termite infestation) with the subject property
- there is a fire in the property before you buy
- you elect to cancel the contract rather than go through with the deal
The most typical reason not to get your money back:
- you, as the buyer, change your mind and decide not to buy.
In other words, you can’t just cancel your contract on a whim. There are probably secondary provisions that keep you from “throwing” the deal — for example, if you have a financing contingency, then you wouldn’t have to go through with the purchase if the bank doesn’t give you a mortgage loan. But, there are probably contract provisions that state that you have to apply seriously and give the bank the income documentation and financial records that it asks for.
You have to be careful with an FHA loan and make sure you have a lender that is very familiar with the intracies of an FHA loan. One example cites a case where the buyer thought she was getting an FHA loan, and then found out that the FHA wouldn’t finance in the condo building where she was trying to buy. You might think that’s not her fault, but she still lost her deposit because she didn’t do enough research.
So, (I said this above but it bears repeating) read your contract. The huge amount of money you save may be your own.
December 27, 2011
Click on Single Family Nov. Report for your November update on the listings, sales, current inventory, etc… in San Mateo County. This is the most current report until January. For Condos and Townhomes click on Condo Report Nov. 2011. I hope everyone had a wonderful holiday.
July 27, 2011
This is a great site, I just had to share it. You can click on any city to see if it is a great city to walk around in. They also have a blog called firstname.lastname@example.org This is a fun site to check out.
August 6, 2010
Thanks to Suzanne Bowler, she is having an e-Waste from August 9th to August 13 from 9-6. Located at Intero Real Estate Services, 1250 San Carlos Ave, Suite 102 in San Carlos. They will be taking desktops, laptops and PDAs, monitors, TVs, printers computer systems (they erase HDS) mice, keyboards, stereos, radios, VCR, DVD players, etc… as well as telephones and cell phones. All proceeds will benefit the funding grants to children’s charities in our communities…. Thank you Suzanne!
June 5, 2010
October 16, 2009
It’s a hard disk in 1956… a hard disk drive with 5 MB storage.
In September 1956 IBM launched the 305 RAMAC, the first computer with a hard disk drive. The HDD weighed over a ton and stored a total 5 MB of data.
Time to appreciate your one ounce 8 GB memory stick which has 1600 times the capacity of this monster!